[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kaprrici.cz\/kam-schovavame-sve-uspory\/#Article","mainEntityOfPage":"https:\/\/www.kaprrici.cz\/kam-schovavame-sve-uspory\/","headline":"Kam schov\u00e1v\u00e1me sv\u00e9 \u00faspory?","name":"Kam schov\u00e1v\u00e1me sv\u00e9 \u00faspory?","description":"\u010ce\u0161i jsou n\u00e1rod \u0161et\u0159iv\u00fd a tak\u00e9 vynal\u00e9zav\u00fd, to je o n\u00e1s ve sv\u011bt\u011b zn\u00e1m\u00e1 v\u011bc. Jak jste na tom vy s\u00a0pen\u011bzi, kter\u00e9 si \u0161et\u0159\u00edte? M\u00e1te … ","datePublished":"2023-04-28","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.kaprrici.cz\/author\/#Person","name":"kaprrici.cz\n","url":"https:\/\/www.kaprrici.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kaprrici.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.kaprrici.cz\/kam-schovavame-sve-uspory\/","about":["Pen\u00edze"],"wordCount":537,"articleBody":"\u010ce\u0161i jsou n\u00e1rod \u0161et\u0159iv\u00fd a tak\u00e9 vynal\u00e9zav\u00fd, to je o n\u00e1s ve sv\u011bt\u011b zn\u00e1m\u00e1 v\u011bc. Jak jste na tom vy s\u00a0pen\u011bzi, kter\u00e9 si \u0161et\u0159\u00edte? M\u00e1te zvl\u00e1\u0161tn\u00ed \u00fa\u010det na spo\u0159en\u00ed, spo\u0159\u00edte si nap\u0159\u00edklad na d\u016fchod, ale tak\u00e9 na p\u0159\u00edpad, kdy byste byli dlouhodob\u011b nemocn\u00ed nebo p\u0159i\u0161li o pr\u00e1ci, spo\u0159\u00edte d\u011btem na d\u016fm \u010di byt?M\u00e1te stavebn\u00ed spo\u0159en\u00ed, kter\u00e9 hodl\u00e1te v\u011bnovat koupi nov\u00e9ho domu? A co pen\u00edze, kter\u00e9 si st\u0159\u00e1d\u00e1te jen tak, kdyby n\u00e1hodou. M\u00e1te je doma, jak se \u0159\u00edk\u00e1, za\u0161it\u00e9 v\u00a0matraci, nebo si je st\u0159\u00e1d\u00e1te v\u00a0bance, kde m\u00e1te \u0161anci, \u017ee va\u0161e \u00faroky porostou a \u017ee va\u0161e finance zv\u011bt\u0161\u00ed sv\u016fj objem? Jak zach\u00e1z\u00edte s\u00a0pen\u011bzi, kter\u00e9 jste si sami na\u0161et\u0159ili?A m\u00e1te p\u0159ehled o tom, jak vypad\u00e1 va\u0161e finan\u010dn\u00ed situace? V\u00edte, kolik pen\u011bz m\u00e1te na\u0161et\u0159eno a kolik m\u011bs\u00edc\u016f byste s\u00a0nimi dok\u00e1zali vy\u017e\u00edt a jak kvalitn\u011b, pokud nap\u0159\u00edklad ztrat\u00edte pr\u00e1ci, v\u00a0n\u00ed\u017e jste vyd\u011bl\u00e1vali pr\u016fm\u011brn\u00fd plat, tedy dvacet tis\u00edc korun \u010dist\u00e9ho, m\u00e1te man\u017eelku, kter\u00e1 vyd\u011bl\u00e1v\u00e1 dvan\u00e1ct tis\u00edc \u010dist\u00e9ho, a dv\u011b d\u011bti, ale nem\u00e1te dluhy krom\u011b televize, kterou za p\u011bt m\u011bs\u00edc\u016f splat\u00edte?–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Jakou \u010d\u00e1stku byste m\u011bli m\u00edt na\u0161et\u0159enou? Znalci a finan\u010dn\u00ed experti se shoduj\u00ed, \u017ee na\u0161et\u0159eno byste m\u011bli m\u00edt minim\u00e1ln\u011b \u0161est sv\u00fdch plat\u016f, abyste dok\u00e1zali vy\u017e\u00edt alespo\u0148 p\u016fl roku s\u00a0minim\u00e1ln\u00edm uskrovn\u011bn\u00edm se. P\u016fl roku je toti\u017e standardn\u00ed doba pro hled\u00e1n\u00ed a nalezen\u00ed pr\u00e1ce stejn\u011b dobr\u00e9, ale tak\u00e9 stejn\u011b placen\u00e9 a ve va\u0161em oboru.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 V\u00edc ne\u017e polovina lid\u00ed m\u00e1 pen\u00edze doma \u010c\u00e1stky mezi p\u011bti a\u017e patn\u00e1cti tis\u00edci m\u00e1 podle v\u00fdzkumu \u010cesk\u00e9 bankovn\u00ed asociace ka\u017ed\u00fd druh\u00fd \u010cech. Ka\u017ed\u00fd \u0161est\u00fd \u010cech m\u00e1 doma dokonce v\u00edce ne\u017e patn\u00e1ct tis\u00edc korun.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pen\u00edze v\u00a0\u0161upl\u00edku Nej\u010dast\u011bji maj\u00ed pen\u00edze doma senio\u0159i.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pen\u00edze v\u00a0bank\u00e1ch Lid\u00e9, kte\u0159\u00ed \u017eij\u00ed ve m\u011bstech nad sto tis\u00edc obyvatel, si naopak doma p\u0159\u00edli\u0161 velk\u00e9 finan\u010dn\u00ed \u010d\u00e1stky neschov\u00e1vaj\u00ed. V\u011bt\u0161inou se\u00a0jedn\u00e1 o lidi v\u00a0produktivn\u00edm v\u011bku. V\u011bt\u0161inou u sebe maj\u00ed jenom p\u00e1r stovek korun a platebn\u00ed karty, na kter\u00e9 se spol\u00e9haj\u00ed. Znalci dod\u00e1vaj\u00ed, \u017ee tento zp\u016fsob je nejrozumn\u011bj\u0161\u00ed, co se \u0159e\u0161en\u00ed a star\u00e1n\u00ed se o finance t\u00fd\u010de.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kam pen\u00edze schov\u00e1v\u00e1me? V\u011bt\u0161inou do trezoru, ale tak\u00e9 vlastn\u00ed pen\u011b\u017eenka, proto\u017ee cht\u011bj\u00ed m\u00edt finance pod kontrolou. Ov\u0161em tak\u00e9 je schov\u00e1v\u00e1me, je n\u00e1bytek, \u0161upl\u00edk v\u00a0pracovn\u011b, ale i lo\u017en\u00ed pr\u00e1dlo, pol\u0161t\u00e1\u0159 nebo v\u00a0hrne\u010dc\u00edch. Skr\u00fd\u0161e m\u00e1me ale i v\u00a0ruli\u010dk\u00e1ch od toaletn\u00edho pap\u00edru nebo v\u00a0septiku.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kam schov\u00e1v\u00e1me sv\u00e9 \u00faspory?","item":"https:\/\/www.kaprrici.cz\/kam-schovavame-sve-uspory\/#breadcrumbitem"}]}]