[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kaprrici.cz\/kde-pujci-podnikateli\/#Article","mainEntityOfPage":"https:\/\/www.kaprrici.cz\/kde-pujci-podnikateli\/","headline":"Kde p\u016fj\u010d\u00ed podnikateli?","name":"Kde p\u016fj\u010d\u00ed podnikateli?","description":"Pokud m\u00e1 soukrom\u00fd podnikatel ekonomick\u00e9 probl\u00e9my, nejednou nem\u00e1 na v\u00fdb\u011br a mus\u00ed si vz\u00edt n\u011bjakou p\u016fj\u010dku, aby mohl splatit sv\u00e9 z\u00e1vazky, udr\u017eet firmu v chodu … ","datePublished":"2019-08-23","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.kaprrici.cz\/author\/#Person","name":"kaprrici.cz\n","url":"https:\/\/www.kaprrici.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kaprrici.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kaprrici.cz\/wp-content\/uploads\/img_a360037_w1776_t1573965617.jpg","url":"https:\/\/www.kaprrici.cz\/wp-content\/uploads\/img_a360037_w1776_t1573965617.jpg","height":0,"width":0},"url":"https:\/\/www.kaprrici.cz\/kde-pujci-podnikateli\/","about":["Pen\u00edze"],"wordCount":437,"articleBody":"      Pokud m\u00e1 soukrom\u00fd podnikatel ekonomick\u00e9 probl\u00e9my, nejednou nem\u00e1 na v\u00fdb\u011br a mus\u00ed si vz\u00edt n\u011bjakou p\u016fj\u010dku, aby mohl splatit sv\u00e9 z\u00e1vazky, udr\u017eet firmu v chodu a u\u017eivit sebe a sv\u00e9 p\u0159\u00edpadn\u00e9 zam\u011bstnance.  Ov\u0161em kde si m\u00e1 doty\u010dn\u00fd p\u016fj\u010dit? Zd\u00e1lo by se, \u017ee to nen\u00ed probl\u00e9m. P\u016fj\u010dky u n\u00e1s p\u0159ece v sou\u010dasnosti nab\u00edz\u00ed kdekdo a je tak zd\u00e1nliv\u011b z \u010deho vyb\u00edrat.  Ov\u0161em skute\u010dn\u011b jen zd\u00e1nliv\u011b. Proto\u017ee to, \u017ee se n\u011bkdo prezentuje jako poskytovatel p\u016fj\u010dek, je\u0161t\u011b v\u016fbec neznamen\u00e1, \u017ee p\u016fj\u010d\u00ed jen tak n\u011bkomu. A zejm\u00e9na podnikatel, kter\u00fd m\u00e1 ekonomick\u00e9 t\u011b\u017ekosti, kter\u00fd neopl\u00fdv\u00e1 ani ob\u0159\u00edmi p\u0159\u00edjmy, ani dob\u0159e vypadaj\u00edc\u00edm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, respektive kter\u00fd m\u00e1 navrch je\u0161t\u011b n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, neb\u00fdv\u00e1 zrovna t\u00edm, komu cht\u011bj\u00ed v\u0161ichni p\u016fj\u010dovat. A tak m\u016f\u017ee b\u00fdt doty\u010dn\u00fd nakonec vlastn\u011b r\u00e1d, \u017ee existuj\u00ed aspo\u0148 hypot\u00e9ky bez registru. Proto\u017ee pr\u00e1v\u011b to jsou p\u016fj\u010dky, u kter\u00fdch m\u00e1 \u0161anci usp\u011bt i takto komplikovan\u00fd p\u0159\u00edpad. V podob\u011b hypot\u00e9ky bez registru m\u016f\u017ee p\u0159ij\u00edt k pot\u0159ebn\u00fdm pen\u011bz\u016fm i ten, komu by jinde zabouchnuli dve\u0159e p\u0159ed nosem. To ov\u0161em pochopiteln\u011b pouze za p\u0159edpokladu, \u017ee se m\u016f\u017ee za toto p\u016fj\u010den\u00ed pen\u011bz zaru\u010dit vhodnou nemovitost\u00ed.  Krom\u011b t\u00e9to z\u00e1stavy tu jsou v\u0161ak pravidla nastaven\u00e1 natolik benevolentn\u011b, \u017ee m\u00e1 zna\u010dnou nad\u011bji na \u00fasp\u011bch ka\u017ed\u00fd. Ne\u017e\u00e1daj\u00ed se tu toti\u017e ani \u017e\u00e1dn\u00e9 poplatky p\u0159edem, neobjevuj\u00ed se \u017e\u00e1dn\u00e9 skryt\u00e9 poplatky nebo jin\u00e9 h\u00e1\u010dky, podm\u00ednky jsou tu jasn\u00e9 a f\u00e9rov\u00e9. P\u016fj\u010dit si lze a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, a to a\u017e na cel\u00fdch \u010dty\u0159icet let, s mo\u017enost\u00ed splatit v\u0161e ale i p\u0159ed\u010dasn\u011b a bez sankc\u00ed. Nen\u00ed to prov\u00e1zeno \u017e\u00e1dnou slo\u017eitou byrokraci\u00ed a pen\u00edze tak mohou p\u0159ist\u00e1t na \u017eadatelov\u011b \u00fa\u010dtu t\u0159eba i u\u017e v den podpisu smlouvy. A lze jimi zaplatit cokoliv, v\u010detn\u011b exekuc\u00ed a jin\u00fdch dluh\u016f, zdravotn\u00ed poji\u0161t\u011bn\u00ed, dan\u011b a podobn\u00e9 v\u011bci nevyj\u00edmaje. Takov\u00e1 p\u016fj\u010dka tak m\u016f\u017ee b\u00fdt i tou posledn\u00ed nad\u011bj\u00ed na p\u0159e\u017eit\u00ed t\u00e9 kter\u00e9 firmy. A kdo by j\u00ed tak nevyu\u017eil, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u016fj\u010d\u00ed podnikateli?","item":"https:\/\/www.kaprrici.cz\/kde-pujci-podnikateli\/#breadcrumbitem"}]}]